Your investment records
Principal, market value,and performance.
Record or import the values you choose. MellowLedger keeps them beside your ledger without connecting to a brokerage or fetching live prices.
PRIVATE BY DESIGN · PERSONAL LEDGER FOR IPHONE
Everyday spending, investments, and subscriptions. One clear picture, in a ledger you control.
See how it worksComing soon on the App Store
No sign-upNo adsNo analytics
01Capture the moment
One entry,three easy ways.
Type, speak, or scan a receipt. Review before saving.Type, speak, or scan a receipt.You confirm every step.
A small expense. A clear record.
Coffee, groceries, or a transfer: record it before you forget. Review the account and currency before saving.
- Enter the item and amount.
- Choose the account, currency, and category.
- Review the details, then save.
App preview · Build 203. Image controls are not interactive on this website.
View full App screenshot
Say it now. Check it before saving.
Less typing when you are on the go. On-device voice recognition requires a supported device and language, and your permission. Review the result before saving.
- Allow microphone access on your iPhone.
- Say the item and amount; edit the recognized text.
- Tap Add to open Quick Entry, then review the details and tap Done to save.
App preview · Build 203. Image controls are not interactive on this website.
Demo text: “Freelance design income 600 dollars.” This is a preview, not a live recording. Recognition support depends on your device and language.
View original review screenshotView the top of the App screen
Scan a receipt. Check the details.
Stop retyping receipts. Recognize text on your iPhone, compare the date, item, and amount, then choose what to keep.
Date, item, and total all match
USD receipt example. The original stays unchanged.
Real App screen · the controls shown belong to the App. · App 26.9.1.8 (Build 201)
View full App screenshot
The item name differs. Date and total match.
USD receipt example. The original stays unchanged.
Select “Use Receipt Item”, then tap “Apply Selected”. To keep the current entry, leave it unselected and close.
Real App screen · the controls shown belong to the App. · App 26.9.1.8 (Build 201)
View full App screenshot
Already have records elsewhere?
Choose PDF, images, text, or CSV. Recognition and parsing happen on device, and every result stays reviewable before anything is added.
02See the whole picture
Know what changed.Understand why.
Connect everyday spending with your investment records. See the month as a whole, then follow the numbers into the details.
Your monthly picture
The month, explained.Category by category.
Move from the monthly picture to searchable transactions and reports.
03Look ahead
The next payment,already in view.
Keep recurring subscriptions and installment plans in sight, so future spending is easier to plan.
Subscriptions
Small payments.A clearer monthly plan.
See confirmed subscriptions and expected spending together. Review suggested subscriptions before adding them.
Installment plans
See every paymentbeyond the purchase.
Plan 1–480 payments, with a first payment date and a zero-interest or fixed annual-rate estimate.
How it works
Compare equal-payment and equal-principal schedules, including estimated total payments and interest. This is a local planning tool, not a loan service or an official bank statement. Your contract and lender’s statements take precedence.
04Keep it yours
Before you need it,keep a backup ready.
Keep a restore point in the app and a full backup outside your iPhone.Keep a restore point and a full backup.You also choose where to keep exported backups.
A backup you keep
Use restore points for mistakes and a separate transfer file for device changes.
A full transfer backup includes
- Accounts and transactions
- Categories and budgets
- Assets and investments
- Receipt images and recognition details
Recent restore points help with a bad import or reset. A separate transfer backup is what you keep outside the App for a new, lost, or damaged iPhone.
- Create a restore point anytime; imports and reset also protect the current state
- Keep up to five recent in-app backups and restore by time
- Export a separate transfer backup for a new iPhone or device damage
A monthly report you can share
Create a report image with one option to hide total assets and income together. Share or save the picture without changing your ledger. A report image is not a restorable backup.
Life crosses borders. Your records stay clear.
For travel, life abroad, or everyday spending at home.Keep the original currency and see the bigger picture.
One personal ledgerDifferent currencies, one clear ledger
Record spending in its original currency and set reference rates yourself. No live-rate connection is required.
Salary and transfers, ready for review
Set monthly income or ordinary transfers to appear as pending entries. Confirm what actually happened before it enters your ledger—no automatic bank transfers.
Find the receipt when you need it
Search your recorded transactions by item, amount, or receipt-related terms. Keep purchase details within reach.
Currencies & exchange rates
Different currencies. A familiar point of reference.
Travel spending, income abroad, or everyday bills: keep the original currency and understand its value in your ledger’s primary currency.
For your records
Set the reference rate yourself. Check the currency and rate before saving; no live-rate connection is needed.
For perspective
Explore monthly exchange-rate references stored in the App and an estimate of the currency-conversion impact. Historical context, not a market forecast.
No live quotes. No currency trading. No automatic changes to your manual rates.
How the two views differ
Historical references cover the dates bundled with the App, with observation dates shown. Missing periods are not live-updated; an annual comparison needs a January reference. Transactions retain their original amounts and currencies. Some account impacts and historical totals still use current manual reference rates: changing those rates or the primary display currency may change these conversions. Not every transaction’s conversion rate is locked.
Language is suggested for your region. You can always change it at the top of the page.
Questions before you download
Clear answers to the concerns that matter.
Know how recovery, offline currencies, privacy, and purchasing work before you entrust an app with your ledger.
If my iPhone is lost or damaged, how can I recover my ledger?
MellowLedger offers two layers of protection. If you previously enabled Automatic iCloud Backup and a backup was completed, sign in to the same Apple Account on the new iPhone and restore a MellowLedger iCloud backup from the app. You can also import a full transfer backup that you previously exported to a computer, external drive, iCloud Drive, or another storage provider. On-device restore points alone cannot be retrieved from a lost or damaged phone, so keep an independent transfer backup.
How does multi-currency conversion work when I am offline?
MellowLedger does not call a live exchange-rate service. You set reference rates locally, so conversion works offline. Transactions retain their original amounts and currencies. Some account impacts and historical totals use current manual reference rates: changing those rates or the primary display currency may change these conversions. Not every transaction’s conversion rate is locked.
Why does MellowLedger avoid Plaid and other bank-connection services?
MellowLedger is local-first and never asks for a bank password or permission to pull a complete bank feed. You enter records yourself or import only the files you choose, with review before saving. This reduces the amount of financial data exposed to another service; you should still protect your iPhone, Apple Account, and any backup files you export.
What is the difference between Annual and Lifetime, and how do refunds work?
The Annual plan is intended to renew each year and eligible new subscribers can receive a 14-day free trial. The U.S. target is $9.99 per year—about $0.83 per month. Lifetime is a one-time purchase with a U.S. target of $29.99 for permanent access to the app and future updates. Apple shows your actual local price and eligibility before confirmation, processes every purchase, and decides refund requests under its policies; a refund is not guaranteed.
Build it with us
Product questions, ideas & help
Not sure if MellowLedger fits your needs? Ask about the app, suggest an improvement, or tell us what went wrong.
About the App previews
Real App screens with fictional demo data: Type and Speak use Build 203; receipt review and the other previews use Build 201. Feature descriptions also reflect verified improvements through Build 209; the images do not show that newer build. The interface follows the page language, while the voice preview uses English demo text. Screen currencies remain unchanged, including the USD receipt. No App interface has been redrawn.